Frequently Asked
Questions

One app that handles remittance, savings, QR payments, micro-credits, and more. Right now, Filipinos abroad juggle multiple apps to send money, save, and pay. PisoLinked puts all of that in one place, for under 2.5% in fees instead of the usual 5 to 8 percent.

Because we've seen too many projects launch first and listen later. We want to know what you actually need before we build it. The community also helps us validate that there's real demand here, not just an idea that sounds good on paper.

Traditional providers often run hundreds of thousands of physical locations. Somebody has to pay for that, and it's you. We don't have branches. We run on Solana, which processes transactions for fractions of a cent. That's how we get to under 2.5% fees while they charge 5 to 8 percent.

Yes. We're a German-registered company and follow European financial regulations. The Solana blockchain itself is extremely secure. Your money is protected during the entire transfer. We take this seriously because our founder's own family uses the same system.

No. Your family gets pesos in their GCash, Maya, or bank account. That's it. They won't even know blockchain was involved. We handle all the technical stuff so nobody on either end needs to think about it.

We are currently in Phase 1 (Community Foundation). Follow our Roadmap to stay updated on the Beta launch. Join the waitlist to be among the first to get access when we go live.

The amount you see before hitting "send" is the amount that arrives. We lock in the rate at the moment of transfer so neither you nor your family is affected by price swings during the process.

Volume and efficiency. Traditional providers need to charge high fees to pay for their branches and overhead. We're digital-only, and we make money across multiple services (savings, payments, credits), not just transfers. That means we can keep remittance fees very low.

PLNK is the token that runs the PisoLinked network. If you hold it, you earn a share of the fees the platform generates and get to vote on what features get built. It launches in Phase 2. You don't need to hold PLNK to send money, but it gives you extras if you do.

Most remittance apps stop the moment the money lands. We think that's where it should start. PisoLinked is built around three things: a Family Wallet everyone can see the same balance in, Shared Goals so a roof or a semester of tuition becomes something the whole family works toward together, and Financial Confidence, a few minutes of financial education a day instead of a course nobody finishes. Savings, QR payments, micro-credits, and BNPL are in there too, but they're in service of the bigger idea: staying connected as a family, not just moving pesos. Built by someone who actually sends money home.

A shared balance the whole family can see, updated the moment it changes. Right now, sending money and knowing what's left are two different things, usually a phone call or a guess. Family Wallet puts everyone who needs visibility in front of the same number. No spreadsheet, no "how much is left" texts.

A couple minutes a day, not a curriculum. Every time you check the family balance or a shared goal, you get one small lesson, understanding interest rates, avoiding debt traps, that kind of thing, plus streaks and a Confidence Score to keep it a habit instead of homework. Financial Education is not a feature for us. Financial Confidence is the outcome. Read more on our Financial Confidence page.